The #1 Spot Online To Review and Compare Credit Card Offers for 2018


promotional credit cards for 2018

 

  • Balance Transfer Credit Cards With 0% Interest for all of 2018
  • Airline, Travel and Rewards Credit Cards with Sign Up Bonus Promotions
  • Cash Back Credit Cards With Special Category Deals
  • Zero Percent Offers For Purchase and Balance Transfers 12-18 Months
  • Business Credit Cards for rewards, cash back and business rewards programs

 

2018-best-credit-cards

Are you searching for the best balance transfer, cash back, student, rewards and zero percent credit card promotions in 2018? Our editorial team is going to be reviewing credit card offers from American Express, Bank of America, Barclay, Capital One, Chase, Citigroup, Discover and many more, find the top cards for borrowers with good, bad or excellent credit histories. With major credit card companies changing their promotions and offers on a regular basis, it only makes sense for consumers to be on the lookout for amazing sign-up offers and super zero percent savings deals.

Updated List For 2018- Searching for a great credit with awesome points and perks?

If you have very good to excellent credit scores, then there are several top cards offers to consider this spring. Starting with the American Express Starpoints Rewards credit card. This card is one of the best for travelers, and there is a limited time promotion offering up to 25,000 bonus points. In addition to this card offer, Citigroup has improved the odds for consumers who are interested in the double cash back card offer, which now is eligible for consumers with good to very good credit scores.

 

Top 5 Balance Transfer Credit Cards We Reviewed For Zero Percent Balance Transfer Promotions Through 2019 (12-18 months of 0%)

Yep that’s right, you can now lock in a zero percent credit card deal, clear through 2019 with many leading credit card providers. If you have found yourself facing a high-interest rate on a credit card, but your credit score is still good, you can always take advantage of an introductory 0% interest rate offer. With one of these 5 offers, you could be on your way to interest-free credit card debt for 12 months to an amazing 21 months, depending on the offer. Most of these cards will also apply this 0% introductory offer on new purchases as well, allowing you more freedom and buying power, without the interest piling up. Here are the top 5 balance transfer credit cards for consumers hoping to lock in a great rate for most of 2018:

Tips For Shopping For Credit Cards in 2018 – by Bankrate

Citi Simplicity® Card
Hands down the best offer out there. You get a 0% Intro APR on Balance Transfers and Purchases for an amazingly long 21 months. No one else offers an introductory period this long. Better yet it’s not just for balance transfers, but also new purchases. Hate fees and penalties? So does this credit card, which is why they have no annual fee and no late penalty rates, nor late fees, ever. The only fee you will face is the 3% balance transfer fee which isn’t that bad considering you get 21 months interest-free. They also feature 100% U.S. based customer service, 24 hours a day. The best part is you only need a credit score of 660 to qualify. The APR ranges from 12.99%-22.99%, variable, depending on your credit score and credit history.

Perks:
$0 Fraud Liability
Purchase Protection
Roadside Assistance
Extended Warranty Program
Flight Accident Insurance
Auto Rental Insurance
Travel Assistance

Citi® Diamond Preferred® Card
Want 21 months interest-free on balance transfers and purchases, as well as being able to earn some sweet rewards? Then this may be the card for you. With no annual fees and the Citi Easy Deals program, you earn Citi Easy Deals points on every single purchase made with the card. These points can be redeemed online for great deals on gift cards, merchandise or even local retailers.

Perks:
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Roadside Assistance
Purchase Protection
Travel Assistance
Flight Accident Insurance
Lost Luggage Reimbursement


Citi® Double Cash

Hands down the second best on our list, arguably the first, depending on what you need more. You can decide between this card or the Citi Simplicity® Card which has an extra 3 months of no interest, or if you can deal with 18 months interest-free on balance transfers, all the while enjoying double your cash back, then this is the card for you. This card on top of offering you 18 months interest free, also offers you double cash back, once at the point of purchase, and again when you pay your bill. The APR ranges between 12.99%-22.99%.

Perks:

Grace Period of 23 Days
$0 Fraud Liability
Auto Rental Insurance
Flight Accident Insurance
Extended Warranty Program
Purchase Protection
Concierge Service

BankAmericard Credit Card
This is the second best card out there for balance transfer. The BankAmericard credit card offers you 0% for qualifying balance transfers for 18 billing cycles. You only need “good” credit to qualify for this credit card. There is, of course, the 3% balance transfer fee, but again this is a standard fee everywhere, and you do get 18 months interest-free on your balance. This card also features the new EMV chip, which offers you enhanced security and protection at chip-enabled terminals.

Perks:
Grace Period of 25 Days
$0 Fraud Liability
Apple Pay Capable

So there are not many perks with this card, but the credit score needed to apply is not too high. It does offer you 18 months interest-free, after which an APR of 10.99% – 20.99%, variable, comes into play. A simple credit card, but a really sweet offer.


Chase Freedom®

This card offers you only 15 months interest-free on purchases and balance transfers, yet it does have some nice perks, sign up bonuses and other assorted pluses to it. You earn a $100 bonus for only spending $500 within the first 3 months of opening the card, as well as earning a $25 dollar bonus for adding an authorized user to the card. You also earn 1% cash back on all purchases, and you also can earn as much as 5% cash back on rotating categories every 3 months. Your rewards will never expire either.

Perks:
Purchase Protection
Concierge Service
Auto Rental Insurance
Extended Warranty Program
Roadside Assistance
Travel Assistance

Still searching for additional articles tips and savings on credit cards in 2018? You can visit our partner’s sites for additional articles on balance transfers, promotions, credit cards and savings opportunities in 2018!

Bonus Coverage – Which Credit Card is Top Rated for Cash Back in 2018?

If you have been searching for a great cash back credit card to use for your everyday purchases, there are several top cards on the market in 2018, including Discover it® – Cashback Match™, Citi® Double Cash Card and Capital One® Quicksilver® Cash Rewards to name a few. So what is the best strategy for finding the right cash back card offer this year? A big component to making the right decision is based on your spending habits and lifestyle. If you are searching for a credit card that offers bonus category incentives, then the Cashback Match card from Discover may be the best option for your situation. The card is loaded with perks, offers a solid 1% cash back on all purchases and features up to 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. In addition, for the first year you can earn almost double the cash back with the annual match offered by Discover. It’s clear to see why this card is a favorite with almost all finance experts for a top rated cash back card offer this year.

Additional Money Savings Tips For 2018 With This Whiteboard

Finding the top credit card deals is the passion of the editors behind BestCreditCard2018.net. We love to wake up every day and search for promotional offers for consumers in every possible situation. As the economy has improved from 2017 into 2018 many banks and credit card companies have invested major dollars into their credit card divisions. This is generally a great opportunity for consumers to take advantage of new offers and promotions that are geared towards attracting new business. With card companies like Barclay, Bank of America and Capital One to name a few who are updating offers on a regular basis, you never know what you might discover. The biggest trend in 2018 will continue to be for bonus points and signup offers for consumers who spend certain amounts of money during a promotional time period. These offers can mean as much as 30,000 bonus points or cash back to 5% for select categories. If you have a great tip for a new credit card, we would love to hear about it so we can share this with our growing reading audience!